A monthly payment path for tow trucks and recovery equipment. Buyers • Dealers • Manufacturers
Built for towing + recovery purchases

Keep More Trucks Rolling.

Turn the rollback, wrecker, rotator or recovery truck you need into a clear monthly payment path—whether you are buying from a dealer, auction, private seller or directly from a body builder or manufacturer.

✓ 12–72 month terms
✓ New + used tow trucks
✓ Dealer, auction + private seller
✓ Shop with terms in hand
Part of the SLS Financial family.

Tow Truck Finance brings the towing-industry context. Our broader family brings the commercial equipment infrastructure behind the transaction.

S&P Financial Services, SLS Financial and Express
Since 1986Commercial equipment experience
12–72 monthsTerm options subject to approval
More places to buyDealer • auction • private seller
Up to 90 daysQualified approvals may stay open while you shop

Find the truck. Keep the payment path close.

Search Commercial Truck Trader for tow trucks and recovery vehicles. You will open their marketplace in a new tab; Tow Truck Finance is not affiliated with Commercial Truck Trader.

Start with the truck—or start with your terms.

Keep the purchase moving without turning the payment process into a separate project.

1

Tell us what you need

Share a few basics about you, your towing business and the truck or body.

2

See the structure

Review a monthly path built around the transaction, subject to underwriting.

3

Put the right truck to work

Move forward when the right unit appears at a dealer, auction or private seller.

Recovery trucks are not ordinary vehicle deals.

Body builder, chassis, mileage, engine hours, boom or wheel-lift system, duty class, seller type and the work the truck will do all matter. The purchase needs a structure built around the actual equipment.

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More ways to buy

Dealer, private-party and auction purchases can all fit the conversation.

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Used trucks can still make sense

We look at the complete tow truck, transaction and business—not just the model year.

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Specialized recovery equipment is normal here

Rollbacks, integrated units, heavy wreckers and rotators deserve more than a generic auto-style review.

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Room to shop

Qualified approvals may remain open for up to 90 days while you compare the right truck and seller.

Give your customers a monthly payment path at the point of purchase.

Tow Truck Finance works with truck dealers, body builders and recovery-equipment manufacturers, too. Keep buyers inside your sales process by putting the monthly payment next to the truck while the buying decision is still in front of them.

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Lead with the monthly payment

Help customers evaluate affordability alongside the truck instead of sending them elsewhere to solve the purchase.

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Keep the buyer in your process

Create a cleaner quote-to-application handoff so good opportunities do not stall after equipment selection.

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Support new + used inventory

Give customers another path across a broader mix of tow trucks and recovery equipment, subject to program requirements.

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Built to fit your brand

Dealer and manufacturer programs can align to your customer journey, quoting process and point-of-purchase experience.

Questions towing operators actually ask.

Start here, then tell us what you are looking at.

What kinds of tow trucks can you finance?

Programs are available for many types of towing and recovery equipment, including rollbacks, flatbed carriers, light- and medium-duty wreckers, heavy wreckers, rotators, integrated trucks, repo units, wheel-lift trucks and eligible tow bodies or upfits.

Can I buy a used or older tow truck?

Yes. Used and older equipment can be considered. Final structure depends on the complete transaction, equipment condition and underwriting.

Can I buy from an auction or private seller?

Yes. Programs can support dealer, auction and private-party purchases, subject to program requirements.

How long can I keep an approval open while I shop?

Qualified approvals may remain open for up to 90 days while you shop for the right truck or recovery unit.

What term lengths are available?

Available structures can include 12 to 72 month terms depending on the equipment, transaction and credit profile.

Do you work with tow truck dealers and manufacturers?

Yes. We work with dealers, body builders and manufacturers that want to give customers a monthly payment path at the point of purchase.

Ready to put the next truck to work?

Start with the equipment, the cost and the monthly path.

CallGet terms